Attention homeowners in Panama City and Bay County: Need an appraisal?

Check out the top 7 reasons FL homeowners call on A. Gunn Company:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a FL divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a house in or near Panama City? Do you need help determining the price of your real estate?
Contact A. Gunn Company.

We at A. Gunn Company understand the special needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a person not in the real estate field that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at A. Gunn Company are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At A. Gunn Company, we're qualified in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenge Bay county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from A. Gunn Company is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from A. Gunn Company can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from A. Gunn Company can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A. Gunn Company can help with that too. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.